Recharge & bills

Loan EMI payment

Customers pay loan EMIs to banks, finance companies and microfinance lenders at your counter, on time and with proof.

What your customers can do.

Banks and finance companies

Pay EMIs to lenders available on Bharat Connect.

EMI fetch

Fetch the amount due using the loan account number, where supported.

Microfinance repayments

Useful for self-help group and microfinance borrowers.

Proof of payment

A receipt with a reference number the lender recognises.

How it works at your counter.

Here's what happens from start to finish.

  1. 1

    Choose lender

    Select the lender.

  2. 2

    Enter loan number

    Enter the loan account number.

  3. 3

    Collect amount

    Fetch the EMI and collect cash.

  4. 4

    Pay

    Pay and hand over the receipt.

What you need

  • Active retailer ID with KYC completed
  • Enough wallet balance to cover payments
  • Smartphone or computer with internet

Why offer it at your shop

  • Monthly repeat visits
  • Helps customers avoid late fees and credit score damage
  • Commission on every payment

Common questions.

Need more detail? Our team can walk you through it.

Contact us

All lenders listed under loan repayment in the app. The list grows as lenders join Bharat Connect.

Usually within one working day.

Yes, if the lender is available in the app.

Start offering loan EMI payments at your shop.

Register in a few minutes. Our team will call you to complete KYC and activate your ID.